Here is the best credit card you can use in India. The Standard Chartered Manhattan credit card offers you a wide range of advantages literally in all kinds of shopping. However, the most outstanding feature of the card is a 5% cashback advantage in grocery shopping. It will be worth to note that the advantages are not limited to these. You will also have many benefits in online shopping, dining, and accommodation & travels as well. If you are looking for a versatile credit card to apply for, then without a doubt, we can recommend this amazing card.
Advantages of Standard Chartered Manhattan Card
5% Cashback on Grocery
You will receive 5% cash back for all your groceries for transactions over 1000 Rupees. However, you can earn a maximum of 150 Rupees per transaction and the cashback cap is 500 Rupees per month.
Generous Reward Points
You can earn 3 reward points per 150 Rupees you spend with Standard Chartered Manhattan credit card.
You are going to receive a BookMyShow gift voucher worth 2000 Rupees after your first transaction with the card.
15% Discount on Dining
You will also receive a 15% discount on dining. You can enjoy a delicious meal in more than 850 restaurants in India for discounted prices.
Disadvantages of Standard Chartered Manhattan Card
You will have to pay 499 Rupees in the first year and 999 Rupees in the following years as an annual fee.
High Annual Fee Waiver
If Standard Chartered Manhattan credit card holders will spend at least 1,200,000 Rupees in a year with their card, they will be exempt from the annual fee. This is relatively high when compared to the other cards.
No Lounge Access
Sadly, you will not be able to benefit from domestic and international lounges in India with your card.
Standard Chartered Manhattan Credit Card FAQs
The above-mentioned information is the fixed promotions of the Standard Chartered Manhattan credit card. In addition to these, the card also offers different promotions round-the-year. However, most of the promotions are usually businesspeople-oriented offers and advantages. Students may not benefit from the card at the fullest.
Of course, you can. However, the card’s target audience is people between 25 and 60 years old who are working a job with a regular salary. Therefore, if you are a student it is highly possible that your application may be rejected, and your card will not be issued.