We are going to introduce you to a new generation credit card that is evaluated in the LifeStyle credit cards category: HSBC Visa Platinum Credit Card. Today we will review HSBC Visa Platinum Credit Card. This credit card not only provides dining privilages but also gives you bonus points for almost all your daily expenses. What’s more, you only need to do pre-application online to get this card. This will save you time.
Benefits and Advantages HSBC Visa Platinum Credit Card Brings
Low Interest Rate in First 90 Days
The interest rate determined for your EMI product expenditures within the first 90 days after receiving the credit card is 10.99 percent. This rate will be calculated over the annual system.
For those who like to shop, HSBC Visa Platinum Credit Card can be very advantageous. You can earn many gift coupons by spending on this credit card. Moreover, these gift coupons generally do not have category restrictions. You can redeem a total of Rs 2,649 for a voucher on Amazon, BookMyShow and Gaana.com.
10% Cashback in First Two Months
After you start using your card, you will earn 10 percent cashback for all your expenses within the first two months. In this context, the minimum expenditure should be 5000 Rs. You will receive a maximum bonus of Rs 1000.
You can convert your reward points into Bookmyshow coupons. Since this bank is contracted with this site, you will be offered some extra opportunity options.
HSBC Visa Platinum Pricing and APR
- The best feature of HSBC Visa Platinum Credit Card is that it does not charge monthly – annual fees. Therefore, even if you are not using your card, you do not have to close it because the card will not cause you any financial damage.
- The APR rate of the card is 39.6 percent annually.
HSBC Visa Platinum FAQs
Use the online system first when creating an application for HSBC Visa Platinum Credit Card. Once the bank accepts your request and communicates with you, you may need to submit some documents to the bank. These documents can be listed as follows:
- 2 Passport Size photo
- Passport, Utility bill, Aadhar, Driver's license, Lease agreement
- Salaried Customers only - Income Proof - Latest 1 - month Salary Slip ID proof - PAN & Aadhar compulsory
- Address proof
The APR of the credit card is 39.6%.