ICICI Platinum Chip Credit Card


ICICI Platinum Chip


Interest Rate











  • No annual fee.
  • 15% discounts at restaurants.
  • Cashback advantages.


  • Annual interest rate (APR) is high.

ICICI Platinum Chip Credit Card Reviews:


ICICI Platinum Chip Credit Card, which is evaluated in the cashback credit card category, provides convenience in the areas of lifestyle benefits, safe and secure, travel benefits, and rewards and services. You can benefit from cashback, bonus and discount coupon options in these areas. ICICI bank is a bank that has adopted a new generation of internet banking. It is therefore also possible to apply online for ICICI Platinum Chip Credit Card. For further benefits, see the rest of the article.

Benefits and Advantages of ICICI Platinum Chip Credit Card

2 Times More Bonus Points than Others

ICICI Platinum Chip Credit Card is particularly suitable for individuals who want to enjoy extra convenience in their daily living expenses. Your spending in the supermarket, groceries and dining categories will give you 2 times more bonus points than others. This will make you save money.

Luxury Service

On domestic flights, you will have the chance to visit the complimentary lounge for 2 times in total. Moreover, you will receive luxury service in this process.

Free Tickets Twice in a Month

If you enjoy artistic and cultural activities, bookmyshow.com can be a great alternative for you. If you buy your cinema tickets from this site and use ICICI Platinum Chip Credit Card in your transactions, you will get the chance to buy free tickets twice a month.

15% Discounts in Indian Restaurants

There is an agreement between ICICI Bank and India’s total of 800 restaurants. Thanks to this agreement, ICICI Platinum Chip Credit Card holders will be able to benefit from a 15 percent discount on their spending at these restaurants. This system is called Culinary Treats Program.

Prices and APR Rates

  1. APR rate is determined as % 40.8 annually
  2. There is no joining fee regular
  3. There is no annual fee regular


What are the additional payback opportunities offered by the ICICI Platinum Chip Credit Card?

For all your dining, groceries & shopping at supermarkets, you will earn 4 payback points every 100 Rs. Moreover, you can use these points at any time.

  1. 2 Passport Size photo
  2. Passport, Utility bill, Aadhar, Driver's license, Lease agreement
  3. Salaried Customers only - Income Proof - Latest 1 - month Salary Slip ID proof - PAN & Aadhar compulsory
  4. Address proof
What are the necessary documents required by the bank in order to apply for ICICI Platinum Chip Credit Card?
  1. 2 Passport Size photo
  2. ID proof - PAN & Aadhar compulsory
  3. Address proof
  4. Passport, Utility bill, Driver's license (if you have), Lease agreement
  5. Salaried Customers only – Income Proof - Latest 1 month Salary Slip and 3 months bank statement (income proof is not necessary if you get your income thought your ICICI account)
What is APR of the card?

The APR of the card is 40.8% annually.

Other ICICI Credit Cards

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