Home Credit Card Issuer

Credit Card Issuer

The credit card issuer also referred to as the “issuing bank” or  “credit card company” is the bank  that backs the credit card financially.

The Credit Card Issuer/issuing bank is in charge of:

  • Approving or denying credit card applications
  • Setting the terms and most of the benefits on the account
  • Paying for transactions on behalf of the cardholder
  • Collecting payments from the cardholder
  • Providing customer service

Credit card processor and Credit card issuers serve entirely different purposes. But, there is no rule that prevents a company from both processing and issuing credit cards.

Example: American Express is both credit card processor/networks and credit card issuer.

Yes Premia Credit Card

YES Premia Credit Card

Reviews:   If you are looking for a credit card that has no annual fee and offers plenty of lifestyle advantages, then YES Premia may be...
HDFC Regalia First Credit Card

HDFC Regalia First Credit Card

Reviews   Would you like to meet a new generation credit card that uses VISA infrastructure and offers a lot of lifestyle privileges to its users?...
Indusind Platinum Aura Credit Card Reviews

Indusind Platinum Aura Credit Card

Reviews:   Are you ready to meet a credit card that is rated in the Reward credit cards category and is used frequently in India? Indusind Platinum...
Axis Vistara Signature Credit Card Reviews

Axis Bank Vistara Signature Credit Card

Review:   Axis Bank Vistara Signature Credit Card is one of the credit cards that are evaluated in the travel category and give a very high bonus...
IndusInd Signature Legend Credit Card Review

IndusInd Signature Legend Credit Card

IndusInd Signature Legend Credit Card Reviews:   Are you ready to meet a new generation card that is evaluated in the Lifestyle credit cards category? Moreover,...
RBL SHOPRITE Credit Card Reviews

RBL SHOPRITE Credit Card

Reviews:   Thanks to the RBL Bank SHOPRITE Credit Card, your shopping habits will change completely. Meet a card that allows you to earn reward points in...
Axis Bank Miles & More Credit Card

Axis Bank Miles & More Credit Card

Review:   Axis Bank Miles & More Credit Card is particularly advantageous for individuals traveling on an ongoing basis. This credit card, which allows you to earn...
Axis Bank Privilege Credit Card

Axis Bank Privilege Credit Card

Review:   Axis Bank Privilege Credit Card is a card that provides discounts in contracted restaurants and fuel purchases and also provides cash advantage to the...
ICICI Platinum Chip Credit Card Reviews

ICICI Platinum Chip Credit Card

ICICI Platinum Chip Credit Card Reviews:   ICICI Platinum Chip Credit Card, which is evaluated in the cashback credit card category, provides convenience in the areas...
IndusInd Platinum Credit Card Review

IndusInd Platinum Credit Card

IndusInd Platinum Credit Card Reviews:   Are you ready to meet a popular credit card evaluated in the Rewards credit card category? IndusInd Platinum Credit Card has a...