Indian Oil Citi credit card is a private credit card that offered to Indian citizens with the collaboration of Citi Bank and Indian Oil Company. If you are looking for a credit card that offers great advantages in your fuel expenses, then this card is the best card you can use in India. It offers many benefits and generous reward points (known as Turbo Points in this card) for those who use the card in fuel and supermarket expenses. Of course, you need to use your card in Indian Oil outlets, but it is also possible to use it like a regular credit card in your other shopping.
Advantages of Indian Oil Citi Card
Bonus Turbo Points in Indian Oil Company
The Indian Oil Citi credit cardholders can earn 4 Turbo points per 150 Rupees they spend in Indian Oil Company stations and supermarkets.
Bonus Turbo Points for Other Stores
Cardholders can also earn 1 turbo point for every 150 Rupees they spend in other stores.
Fuel Surcharge Waiver
In addition to turbo points, you can also benefit from a 1% fuel surcharge waiver when you purchase fuel in Indian Oil Company stations.
Annual Fee Waiver
If you spend at least 30,000 Rupees every month with your card, you will not have to pay an annual fee.
Disadvantages of Indian Oil Citi Card
The Indian Oil Citi credit card has an annual fee. The cardholders need to pay 1000 Rupees per year to renew their cards.
You will not be able to benefit from domestic and international lounges in India.
This card is not a good choice for those who do not make fuel expenses and not recommended for those who do not own any type of vehicle.
Indian Oil Citi Credit Card FAQs
If you often buy fuel and prefer Indian Oil Company stations, then we can highly recommend the card. It offers many advantages and can help you to save money in the long run. However, it is not recommended for those who do not have to buy fuel.
The Indian Oil Citi credit card offers promotions from time to time however most of them are usually related to fuel expenses and other similar goods that are designed for vehicle owners and drivers. Once exception is you can receive a 15% discount on partner restaurants available all around India.