Credit Card Issuer

The credit card issuer also referred to as the “issuing bank” or  “credit card company” is the bank  that backs the credit card financially.

The Credit Card Issuer/issuing bank is in charge of:

  • Approving or denying credit card applications
  • Setting the terms and most of the benefits on the account
  • Paying for transactions on behalf of the cardholder
  • Collecting payments from the cardholder
  • Providing customer service

Credit card processor and Credit card issuers serve entirely different purposes. But, there is no rule that prevents a company from both processing and issuing credit cards.

Example: American Express is both credit card processor/networks and credit card issuer.

Citi Rewards Credit Card Reviews

Citi Rewards Credit Card

Reviews:   Would you like to meet a credit card that gives you a high bonus and is very popular with rewards? With this new generation...
Citi Premier Miles Credit Card Reviews

Citi Premier Miles Credit Card

Reviews:   Meet a Citi Bank credit card, defined as a travel credit card with both Visa and Mastercard infrastructure. Citibanl Premiermiles Credit Card will give you the...
IndianOil Citi Platinum Credit Card

IndianOil Citi Platinum Credit Card

Review:   How would you like to meet a new generation credit card that uses Visa infrastructure? Your new generation credit card will give you discounts...
Citibank Cash Back Credit Card

Citi Cash Back Credit Card

Review:   How about being familiar with a new credit card that offers the most advantageous options in terms of cashback rates? With, Citibank Cash Back Credit...
Axis Vistara Credit Card

Axis Bank Vistara Credit Card

Review:   If you are constantly buying airline tickets and traveling to different cities, you need a Axis Bank Vistara credit card that gives you plenty...
Axis Bank Privilege Credit Card

Axis Bank Privilege Credit Card

Review:   Axis Bank Privilege Credit Card is a card that provides discounts in contracted restaurants and fuel purchases and also provides cash advantage to the...
Axis Bank Miles & More Credit Card

Axis Bank Miles & More Credit Card

Review:   Axis Bank Miles & More Credit Card is particularly advantageous for individuals traveling on an ongoing basis. This credit card, which allows you to earn...
Axis Vistara Signature Credit Card Reviews

Axis Bank Vistara Signature Credit Card

Review:   Axis Bank Vistara Signature Credit Card is one of the credit cards that are evaluated in the travel category and give a very high bonus...