HDFC Regalia First Credit Card


HDFC Regalia First


Interest Rate











  • You will gain good rewards points with the card.
  • There are good bonus opportunities of the card.
  • There are good promotions of the card.


  • APR is a little bit high.



Would you like to meet a new generation credit card that uses VISA infrastructure and offers a lot of lifestyle privileges to its users? In today’s article, we will introduce you to the HDFC Regalia First Credit Card. This card will be with you whenever you want to be considered as privileged in your fuel expenses, travel expenses and receiving different services during the day. In addition, you will be able to request different services within the framework of your luxury experiences with seven twenty-four accessible customer services.

HDFC Regalia First Credit Card Benefits

Earn Coupons

Your HDFC Regalia First Credit Card will generate a decrease of your total spend every six months. If your spending has reached Rs 75,000 for a total of six months, your credit card will offer you a shopping voucher worth Rs 1,000. You can use this coupon at any time in any store.

You will also be rewarded with various high-rate coupons if your total shopping spending reaches Rs 2,000 within a year.

Affordable Prices

In all areas of Flight and Hotel Bookings, Exclusive Catalog of Premium Global brands, Curated Global Experiences, luxury options is available for more affordable prices.

Savings in Fuel Expenses

According to the statistical calculations, approximately 1500 Rs of the fuel expenses you make within a year is free. In this way, annual savings are possible.

Earn Rewards Points

For every 150 Rs you spend, you have the chance to win 3 reward points. These points are accumulated in the system. 100 reward points are worth approximately 40 Rs. As you accumulate these points, you can use them to spend.

More Bonuses for Spending in Dining and Grocery

Spending in the Dining and grocery spends categories gives you 50% more bonuses.

HDFC Regalia First Credit Card Fees and APR

  • There is no annual fee for the first year. 
  • 2nd Year Onwards -1,000
  • The rate of APR is determined as 35.4% annually. 

HDFC Regalia First Credit Card FAQs

What is the percentage of bonuses offered in fuel expenditure?

No bonus points are offered for all fuel expenditures. 400 - 500 Rs. 1 percent of the fuel expenses are returned to your card.

What are the documents required for application to the card and what should I do for the application?

Apply for HDFC Regalia First Credit Card with Priority Pass membership. This membership requires you to make at least 4 transactions within the last 60 days. Required documents are KYC-PAN, Address proof and ID Proof, One photograph, Salary slip / Form 16. You should take them with you in the application process.

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