Credit Card Issuer

The credit card issuer also referred to as the “issuing bank” or  “credit card company” is the bank  that backs the credit card financially.

The Credit Card Issuer/issuing bank is in charge of:

  • Approving or denying credit card applications
  • Setting the terms and most of the benefits on the account
  • Paying for transactions on behalf of the cardholder
  • Collecting payments from the cardholder
  • Providing customer service

Credit card processor and Credit card issuers serve entirely different purposes. But, there is no rule that prevents a company from both processing and issuing credit cards.

Example: American Express is both credit card processor/networks and credit card issuer.

HDFC Snapdeal Credit Card Reviews

HDFC Snapdeal Credit Card

HDFC Snapdeal Credit Card Reviews   Meet a new credit card that is very popular in the Shopping credit card category. With the HDFC Snapdeal Credit Card, a...
Standard Chartered Manhattan Credit Card Reviews

Standard Chartered Manhattan Credit Card

Reviews:   Here is the best credit card you can use in India. The Standard Chartered Manhattan credit card offers you a wide range of advantages...
Standard Chartered Ultimate Credit Card

Standard Chartered Ultimate Credit Card

Reviews:   If you are looking for a prestigious credit card in India then without a doubt, your first choice should be Standard Chartered Ultimate credit...
Citi Cash Back Credit Card

Citi Cash Back Credit Card

Reviews:   Citi Cash Back credit card is one of the amazing credit cards that can help you to save money with each transaction you do...
IRCTC SBI Platinum Credit Card

IRCTC SBI Platinum Credit Card

Reviews:   If you are looking for a great credit card that offers advantageous promotions and cashback in your railway bookings, then the IRCTC SBI Platinum...
FBB SBI STYLEUP Card

FBB SBI STYLEUP Card

Reviews:   FBB SBI STYLEUP Card is one of the popular cards in India and offers many advantages to holders. If you are planning to apply...
Standard Chartered Super Value Titanium Credit Card

Standard Chartered Super Value Titanium Credit Card

Reviews:   If you need to buy fuel too often in India and want to make saving on your spending habits, then this card may be...
SimplyCLICK SBI Credit Card

SimplyCLICK SBI Credit Card

Reviews:   If you are looking for a credit card to save money from your spendings in India then SimplyCLICK SBI credit card may be a...