If you are looking for a credit card that has no annual fee and offers plenty of lifestyle advantages, then YES Premia may be a great option for you. This amazing credit card offers you a variety of advantages in your shopping, allows you to convert your reward points to miles and let you access lounges in Indian airports. The best part of the card is your reward points never expire. You can use them whenever you want even five years later. Moreover, it is quite easier to get approved for this card when compared to the similar credit cards of YES.
Advantages of YES Premia Card
No Annual Fee
You will not have to pay any fee for Yes Premia, not even in the following years upon renewal.
Cardholders can access domestic lounges 8 times a year (2 per quarter) and international lounges twice a year.
25% Discount on Movie Tickets
You will receive discounts up to 25% for the movie tickets you will buy from BookMyShow.
Reward Points per 100 Rupee Transactions
The holders of the card will receive 5 reward points for each 100 Rupee transaction.
The reward points you are going to earn will never expire and you can use them whenever you want without any limitation.
Disadvantages of YES Premia Card
Although the Yes Premia offers useful promotions, they are very limited when compared to the other credit cards.
Most of the credit cards in India offer cashback opportunities for their holders. However, this is not a question on this card.
Low Reward Point Multipliers
Unlike the other credit cards of YES, this one offers low reward point multipliers. However, it is still more than other credit cards.
YES Premia Credit Card FAQs
Without a doubt, Yes Premia offers useful advantages to holders however, we can’t say that it is the best credit card in India. Of course, features such as no annual fee, lounge access and no expiration date for reward points are amazing. On the other hand, the number of offers and promotions is quite low.
Unfortunately, yes. The card charges you with 100 Rupees when you want to redeem the reward points you have earned. Therefore, it is not logical so use your reward points for cheaper products. Instead, it is better to save them for expensive products.