If you are a business owner, self-employed or a partner of business then YES Prosperity Business credit card may be an ideal option for you to apply for in India. This great card is only issued for business owners and offers many advantages to them. One of the most outstanding features of the credit card is generous reward points. You can literally earn plenty of reward points from almost everything. The card has many partnerships with different organizations and offers a wide range of benefits to especially business owners in India. Here are some of the benefits you may want to know:
Advantages of YES Prosperity Business Card
No Annual Fee
Just like all YES credit cards, YES Prosperity Business credit card does not charge you with annual fee including upon renewal.
You can access to both domestic and international lounges in India with your card. Your visits are limited to 8 domestic (2 per quarter) and 3 international lounges per year.
Generous Welcome Gifts
If you will use your credit card within 30 days, you are going to receive 12,000 reward points as a welcome gift. If you will spend 100,000 within 3 months, you will also receive an additional 10,000 reward points.
Your credit card allows you to benefit from 5,000,000 Rupee air accidental insurance cover.
Reward Points per 100 Rupee
Card owners can earn 4 reward points per 100 Rupee transactions with their cards.
Disadvantages of YES Prosperity Business Card
Restricted Target Audience
As the name of the card suggests, Yes Prosperity Business credit card is only designed and issued for business owners or self-employed people. Moreover, you need to have at least 500,000 income tax return to be approved.
Requires High Spending
Although the card offers many benefits, most of them require you to spend more Rupees when compared to the other credit cards.
YES Prosperity Business Credit Card FAQs
Of course, Yes Prosperity Business credit card also offers one free golf course per month. In addition to this, card owners can benefit from fee waivers in many of the golf courses in India.
There are numerous advantages you can benefit from by simply having this card. In addition to owning a prestigious credit card in India, you can benefit from services such as concierge services, fuel surcharge waiver, converting your reward points into miles and much more!