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SBI Elite Credit Card

SBI Elite Credit Card

SBI Elite Credit Card


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  • Rewards points are available and the rate of prizes is very good.
  • Lounge access.



SBI has different credit cards available in India but without a doubt, SBI Elite credit card is the most popular card among these options. The card offers generous reward points to holders. However, it will be worth to note that it is not for everyone. This card is designed for high spenders and if you do not use credit cards too often then you may not be able to benefit from the advantages of this one. This is mainly because most of the major rewards are granted once you reach a certain spending threshold. But if you are a high spender, then you must have this card.

Advantages of SBI Elite Card

Multiplied Award Points

You can earn 5 times more reward points in your grocery, dining and departmental store spendings with SBI Elite credit card.

Lounge Access

This card allows you to benefit from domestic and international lounges. You can access to domestic lounge 8 times and international lounge 6 times in a year.

Generous Reward Points

Once you spend 300,000 and 400,000 Rupees in a year, you will be awarded 10,000 reward points each time. You will also receive 15,000 reward points when you spend 500,000 and 800,000 Rupees.

Discount on Movie Tickets

Every month, you can buy 2 movie tickets for up to 250 Rupees discount on individual tickets.

Disadvantages of SBI Elite Card

Annual Fee

SBI Elite credit card is one of the most expensive credit cards in India with 4999 Rupees annual fee.

Challenging Annual Waiver

If you want to have this prestigious card but do not want to pay an annual fee then you need to spend 1,000,000 Rupees in a year.

No Renewal Bonus

Unlike most of the credit cards in India, this credit card does not offer any rewards or bonuses for renewal.

SBI Elite Credit Card FAQs



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